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Keeping Track of Your Out-of-Pocket Drug Expenses
If you’re thinking about enrolling in a Medicare Part D plan, it’s likely you’ve heard the term “out-of-pocket,” which refers to the Part D expenses that aren’t reimbursed by insurance. A less familiar term, but one that is extremely important to Medicare Part D prescription drug plan members who enter the Coverage Gap, is “true out-of-pocket” or “TrOOP” costs.
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Retirement can be expensive – upwards of $200,000 a couple -- just for healthcare
It’s a scary number: A couple retiring this year will need $280,000 to cover their healthcare expenses in retirement, and that’s excluding long-term care. (more…)
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