What are the benefits of enrolling in Original Medicare and adding a Part D plan vs. enrolling in a Medicare Advantage Plan?
With Medicare, you have many opportunities to choose plans that best suit your needs and your budget. Enrolling in Original Medicare (Parts A and B) and then selecting a stand-alone Medicare Part D plan allows you to choose a prescription drug plan that better meets your prescription drug and financial needs. Some plans offer a broader list of covered medications, cost-saving preferred pharmacy networks and/or convenient home delivery.
A Medicare Advantage Plan with prescription drug coverage can offer the convenience of having all of your health and prescription coverage bundled under one provider. However, this convenience may result in less choice and less opportunity to ensure the plan meets all of your prescription drug needs.