Medicare offers many plan options that can make choosing a plan very complicated. In evaluating these choices, however, there are several very clear objectives to keep in mind that should simplify your decisions.
U.S. citizens and legal residents who have been in the U.S. for at least 5 consecutive years become eligible for Medicare at age 65, unless they’re disabled. In cases of disability, a citizen or legal resident under 65 qualifies automatically for Medicare Part A and Part B after receiving Social Security or certain Railroad Retirement Board disability benefits for 2 years.*