Category: Formulary

Getting to Know Your Part D Plan’s Drug List

What Medications Are Not Covered by Medicare Part D

A plan’s drug list or “formulary” is an important consideration when choosing your Part D coverage. The drug list changes each year depending on the rules and guidelines released by the Centers for Medicare & Medicaid Services (CMS) which prescription drug plans (Part D) and Medicare Advantage Plans must follow. These formulary guidelines state that plans must base their decisions on scientific evidence and well-established guidelines to cover today’s most widely used medications. This ensures that beneficiaries like you will be covered by the most commonly used and effective medications available to protect your health. (more…)

1 found this useful.

 

Turning 65? We Can Help You Choose the Right Medicare Route

Here’s What You Need To Know About Medicare Plans

Choosing the right Medicare plan is a big decision, particularly if you won’t have retiree coverage under an employer-sponsored plan. Medicare is complex and can be quite confusing. So making the right choice for your budget and health needs is as important as your decision when to retire. This article will help make it easier to arrive at a decision.

(more…)

2 found this useful.

 

Road Hazards: High-Risk Medications

Are You Taking a High-Risk Medication? Here Is What You Should Know

As a pharmacist, I know the life-saving potential of every medication on the market.  But even the safest and most effective medications have some effect on your body beyond just its intended purpose. (more…)

4 found this useful.

 

How to Evaluate a Healthcare Plan

Medicare offers many plan options that can make choosing a plan very complicated. In evaluating these choices, however, there are several very clear objectives to keep in mind that should simplify your decisions.

(more…)

3 found this useful.

 

Seeking Value: Looking Beyond Medicare Part D Premiums

Making Sense of Medicare Part D

When choosing a Medicare Part D prescription drug plan (PDP), you might assume that a low premium (the monthly amount you pay for the plan) equals a “good deal.” While it’s easy to compare premiums, there is much more to consider. To learn more about four simple rules of the road to keep in mind as you do your research, please watch this video. (more…)

41 found this useful.

 

Your Prescription Drug Costs Down the Road

A Guide to Predicting Your Future Health Needs and Costs

Many baby boomers currently face a dramatic change in their retirement plans due to the impact of the recession on retirement investments and the loss of retiree health and pharmacy benefits provided by an employer. (more…)

11 found this useful.