Category: Eligibility

Still Working at 65? Guidelines For Transitioning to Medicare

The steps to planning for Medicare

U.S. citizens and legal residents who have  been in the U.S. for at least 5 consecutive years become eligible for Medicare at age 65, unless they’re disabled. In cases of disability, a citizen or legal resident under 65 qualifies automatically for Medicare Part A and Part B after receiving Social Security or certain Railroad Retirement Board disability benefits for 2 years.*

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Medicare and Other Health Insurance Coverage: Who Pays First?

Coordinating your benefits made simple

Having more than one source of healthcare coverage after you turn 65 is good. Knowing which source will pay your healthcare expenses first is better. Is it Medicare? Medicaid? Your employer’s health plan? Something else? (more…)

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Avoiding Medicare Enrollment Road Bumps

Tips for enrolling in a Medicare Part D plan

Key Dates for Medicare Part D Annual Enrollment Period


Plan Information Available:

October 1

Enrollment Begins:

October 15

Enrollment Ends:

December 7

Note: The late enrollment penalty is 1% of the national average premium for every month you were without Part D prescription drug coverage or other creditable prescription drug coverage following your initial enrollment period, or if you had a break in creditable prescription drug coverage of 63 or more consecutive days. Creditable prescription drug coverage (for example, from an employer or union) means that it is expected to pay, on average, as much as Medicare’s standard prescription drug coverage. You will pay this late enrollment penalty for as long as you have Part D coverage.

Enrolling in a Medicare Part D prescription drug plan (PDP) is an important process that requires time and research, but it shouldn’t be a difficult one if you’re prepared well in advance for any potential bumps in the road. Unfortunately, nine in 10 people wait until the last minute to select a plan. (more…)

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